Frugal Living Hacks: Practical Ways to Save Money Every Day

John Olugbemi
3 min readOct 8, 2023


In a world where expenses rise faster than our incomes, frugal living has become more of a necessity than a choice. The good news is that adopting frugal habits doesn’t mean sacrificing your quality of life. Instead, it’s about finding innovative ways to manage your finances and making every dollar count. In this article, I’ll explore some practical, frugal living hacks that can help you save money daily while enjoying life to the fullest.

  1. Create a Budget

A budget is your financial roadmap. It gives you a clear picture of where your money is going and helps you identify areas where you can cut back. Start by listing your monthly income and expenses, including fixed bills like rent, utilities, and debt payments, as well as variable expenses like groceries and entertainment. Apps like Mint and YNAB can make budgeting a breeze.

2. Meal Planning and Cooking at Home

Eating out frequently can take a toll on your finances. Instead, plan your meals ahead of time, buy groceries in bulk, and cook at home. Not only is it more cost-effective, but it’s also healthier. Plus, you can experiment with new recipes and discover the joy of cooking.

3. Embrace Second-Hand Shopping

Frugal living doesn’t mean you can’t enjoy nice things. Thrift stores, garage sales, and online marketplaces are treasure troves of affordable, gently used items. You can find fantastic deals from clothing to furniture while reducing your carbon footprint.

4. Cut the Cord on Cable

With the rise of streaming services, cable TV is becoming obsolete. Save money by cutting the cord and subscribing to streaming platforms that align with your entertainment preferences. You’ll have access to a plethora of content at a fraction of the cost.

5. DIY and Repurpose

Before rushing to buy new items, consider if you can repair or repurpose what you already have. DIY projects can be fun, rewarding, and budget-friendly. Pinterest and YouTube are great resources for ideas and tutorials.

6. Automate Savings

Make saving a habit by setting up automatic transfers to your savings account. This way, you won’t…



John Olugbemi

Creative Writer, Passionate Reader, Devotee of Literature and Culinary Delights, Avid Runner, and Fearless Adventurer.